Dr. Bilal Aziz Poswal has more than 18 years of experience in Financial Sector.  Having PhD degree in Financial Economics from Instituto Politecnico Nacional (IPN) Mexico on HEC Scholarship Dr. Aziz spent more than one year in University of Missouri Kansas City (UMKC) USA as Research Scholar where he completed his thesis under the supervision of Dr. Randall Wray one of the few students of Dr. Hyman Minsky known for his Minsky Moment. Dr. Aziz remained in University of Punjab as Assistant Professor and then was Head of Banking and Finance department Govt. College University Faisalabad before joining UET in 2014. He has supervised the thesis of more than 100 Students at Mphil level and One Student at PhD level.  He is also the member of various international organizations like American Economic Association and Mexican Mathematical Society.  He has more than 100 publications in international Journals and One Book published.  His area of interest is Financial Economics, Financial innovations, corporate Governance.